CFO-level thinking, without the CFO salary.
Monthly reporting, margin analysis, cash flow discipline and a finance seat at the table for your big decisions — from the team that already knows your numbers.
Get in touchWhat's included
- Monthly management reports in plain English
- Margin, pricing and job/customer profitability analysis
- Cash flow management and 13-week cash forecasts
- Budgets, forecasts and variance reviews
- Bank, board and stakeholder reporting
- Decision support: hires, equipment, premises, expansion, exit
Built on your live data
We work from your Xero file, so the reporting is current rather than reconstructed months later. Where the numbers point to structural issues — pricing, structure, funding — the fix happens in the same office: structuring, budgeting & forecasts and tax planning are all in-house.
FAQ
CFO advisory questions, answered
What does a part-time or virtual CFO actually do?
The things a full-time CFO would do, scaled to what your business needs: monthly reporting that owners actually read, margin and pricing analysis, cash flow management, budgets and forecasts, board or bank reporting, and a finance perspective in the big decisions — hiring, equipment, premises, expansion. You get the discipline without the salary.
When does a business need CFO advisory?
Common signals: revenue has grown but profit hasn’t; you cannot tell which jobs, products or customers make money; cash is tight despite the P&L looking fine; the bank or a major contract wants proper reporting; or you are planning a purchase, expansion or exit and want the numbers thought through first.
How is this different from our normal accounting?
Annual accounting looks backwards for compliance. CFO advisory looks forward for decisions — it is monthly or quarterly, built around your live Xero data, and measured by whether the business makes better calls. Because we already do the compliance layer, nothing is double-handled.
What does it cost?
A fixed monthly fee agreed up front, scaled to the cadence and depth you need — typically a fraction of one senior hire. We would rather start small and prove the value than sell you a big retainer on day one.